Today's Modesto Mortgage Rates
Rates current as of 10/30/2025
Rates current as of 10/30/2025
Finding the right Modesto mortgage broker is essential for securing the best home loan options. At Corona Mortgage & Realty, we provide customized mortgage solutions for buyers, investors, and homeowners in Modesto, California. Whether you're purchasing your first home, refinancing, or investing, our skilled brokers guide you to competitive rates and tailored loan plans.
The Modesto housing market is active with steady movement. In June 2025, the median sale price was around $443,000, reflecting a slight year-over-year decline. Homes typically sold in about 25 days, with most listings receiving approximately 2 offers.
Median listing price stood near $444,500, up about 4.6% from May. Average price per square foot is around $309. Inventory stayed small at roughly 30 active listings, rising about 11% month-over-month.
Of the few homes sold, approximately 67% closed above list price and 33% at list price. All pending sales went under contract within 30 days. Average listing age was around 68 days, improving from the prior month.
Modesto is expected to remain stable through late 2025. With modest inventory gains and sustained demand, buyers have room to negotiate while sellers continue to see consistent interest.
Working with an experienced mortgage broker in Modesto ensures you receive expert local insight and access to competitive financing options tailored to your situation.
Conventional mortgages – Competitive rates and flexible terms.
FHA loans – Great for buyers needing lower down payments.
VA loans – Tailored for veterans and active-duty military.
Jumbo loans – For higher-value or investment properties.
Refinancing solutions – Access equity or reduce monthly payments.
Ready to buy or refinance in Modesto, CA? Reach out to Corona Mortgage & Realty to connect with an experienced Modesto mortgage broker and secure the best mortgage solution tailored to your needs.
"I wanted to let you know how impressed I was with the job everyone did at your company. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course I did the same when I chose your company. However, this time I received great service to go with the low rate."
"I just wanted to thank you for constantly following up with me. The last time I refinanced it seemed as if I always had to follow up with the mortgage company. Thanks for staying on top of everything and keeping things moving forward."
"Your company was so much more professional than the last mortgage company I used. Every question I asked was answered honestly and accurately. I would recommend you to anyone."
At Corona Mortgage & Realty, we specialize in providing tailored mortgage solutions for homebuyers, real estate investors, and homeowners across California. Whether you’re purchasing your first home, refinancing your existing mortgage, or looking for investment property financing, our team is here to help.
We offer a variety of loan programs, including conventional, FHA, VA, jumbo, and refinancing solutions. Our team works diligently to secure the best mortgage rates and terms for our clients, ensuring a smooth and hassle-free loan process.
Below are some of the cities we serve, but we aren't limited to these locations:
• Anaheim • Bakersfield • Chino • Chula Vista • Fremont • Fresno • Fontana • Glendale • Huntington Beach • Irvine • Long Beach • Los Angeles • Modesto • Moreno Valley • Oakland • Oxnard • Riverside • Sacramento • San Bernardino • San Diego • San Francisco • San Jose • Santa Ana • Santa Clarita • Stockton