Privacy Policy

1. Who We Are

Corona Mortgage & Realty ("we," "us," or "our") is a California real estate brokerage licensed by the California Department of Real Estate (DRE #02038658; NMLS #2324399).

We provide real estate brokerage services to homebuyers, sellers, and real estate investors throughout Corona, Eastvale, Riverside County, and surrounding California communities. We also assist clients with mortgage financing options in connection with their real estate needs.

This Privacy Policy explains how we collect, use, share, and protect personal information obtained through https://coronamortgage.com, including its related pages, forms, tools, and communications (collectively, the "Website").

2. Information We Collect

We may collect the following types of personal information:

Information You Provide: Name; email address; telephone number; property address and property-related details; homebuying and selling preferences; estimated property value and desired selling price; real estate investment interests; mortgage financing inquiries and information voluntarily provided; appointment requests, messages, and other communications.

If you proceed with a mortgage application, additional personal and financial information may be collected through a separate application process and may be subject to additional privacy notices.

Information Collected Automatically: When you visit our Website, we may collect IP address, browser and device information, pages visited and Website interactions, referring websites, approximate geographic location, and cookies and similar tracking technologies.

3. How We Use Your Information

We may use the information collected to: respond to real estate inquiries and consultation requests; prepare home valuations and comparative market analyses; assist clients with buying, selling, and investing in real estate; provide information about mortgage financing and down payment assistance options; schedule appointments and communicate regarding requested services; provide relevant property listings and real estate market information; improve Website functionality and user experience; conduct marketing and advertising activities in compliance with applicable law; maintain required business records and comply with regulatory obligations; and protect against fraud, unauthorized activity, and security threats.

4. Home Valuations and Real Estate Information

Our Website may provide home valuation services, property information, market insights, and general real estate guidance.

Home valuations, estimated property values, and comparative market analyses are provided for informational purposes and do not constitute formal appraisals or guarantees of a property's selling price.

Actual property values and selling prices depend on market conditions, property characteristics, buyer demand, and other factors. Real estate market information may change without notice.

5. Mortgage Financing Information

Our Website may provide general information about mortgage financing, down payment assistance, interest rates, loan programs, and related services.

Such information is provided for educational purposes and does not constitute a commitment to lend, an offer of credit, or a guarantee of loan approval.

Actual loan eligibility, interest rates, annual percentage rates, payments, and financing terms depend on borrower qualifications, lender requirements, property characteristics, and market conditions.

Additional disclosures and privacy notices may apply when submitting a formal mortgage application.

6. Telephone, Email, and Text Communications

When you submit an inquiry or request services through our Website, you authorize Corona Mortgage & Realty and its representatives to contact you using the information provided for purposes related to your inquiry or requested services.

We may communicate through telephone calls, email, or text messages, as appropriate and permitted by applicable law.

Marketing communications may be sent where legally permitted and, when required, with your separate consent. Where applicable law requires prior express written consent for automated marketing calls, prerecorded messages, or marketing text messages, we will obtain that consent separately.

Consent to receive marketing communications is not a condition of purchasing real estate services or obtaining mortgage financing.

You may unsubscribe from marketing emails using the instructions included in those messages. For applicable text messaging programs, reply STOP to opt out. Message and data rates may apply.

7. Cookies and Tracking Technologies

Our Website may use cookies, analytics services, and similar technologies to understand visitor activity, improve Website performance, and measure the effectiveness of our marketing efforts.

These technologies may collect information about your device, browser, Website interactions, and browsing activity.

You may manage or disable cookies through your browser settings. Disabling certain cookies may affect Website functionality.

Where required by applicable law, we will provide additional notices or choices regarding cookies and tracking technologies.

8. How We Share Information

We may share personal information with third parties when reasonably necessary to provide requested services, operate our business, or comply with applicable law.

These parties may include: real estate transaction participants; mortgage lenders and financing partners; title companies and escrow providers; real estate service providers and professional advisers; website hosting, customer relationship management, communications, and technology providers; and government agencies, regulators, and law enforcement when required by law.

We do not sell personal information for monetary consideration.

Certain advertising or analytics activities may constitute "sharing" under California privacy law even when no money is exchanged. Where applicable, we will provide legally required notices and opt-out mechanisms.

We require service providers to handle personal information appropriately and in accordance with applicable legal obligations.

9. Data Security and Retention

We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, disclosure, alteration, and destruction.

However, no electronic transmission or storage system can be guaranteed to be completely secure.

We retain personal information for as long as reasonably necessary to provide services, maintain required business records, fulfill legal and regulatory obligations, resolve disputes, and protect our legitimate business interests.

10. California Privacy Rights

California residents may have certain rights regarding their personal information under the California Consumer Privacy Act, as amended by the California Privacy Rights Act, to the extent those laws apply to our business and the information involved.

Depending on applicable law, these rights may include: the right to know what personal information is collected, used, and disclosed; the right to request deletion of certain personal information; the right to request correction of inaccurate personal information; the right to opt out of certain sales or sharing of personal information; the right to limit certain uses of sensitive personal information; and the right not to be discriminated against for exercising applicable privacy rights.

Certain information may be exempt from these requirements, including information governed by specific federal financial privacy laws or other legal obligations.

To submit a privacy-related request, please contact us using the information provided below. We may take reasonable steps to verify your identity before processing a request.

11. Third-Party Websites and Services

Our Website may contain links to third-party websites, including mortgage application platforms, property information providers, appointment scheduling services, and other business partners.

These third-party websites may have privacy practices that differ from ours. Corona Mortgage & Realty is not responsible for the privacy policies, security practices, or content of independently operated third-party websites.

We encourage visitors to review the privacy policies of third-party services before providing personal information.

12. Children's Privacy

Our Website is intended for adults seeking real estate and related services and is not directed toward individuals under the age of 18.

We do not knowingly collect personal information from children under 18 through our Website.

If we become aware that personal information has been collected from a child inappropriately, we will take reasonable steps to delete the information, subject to applicable legal obligations.

13. Contact Information

14. Updates to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our services, Website practices, technology, or applicable laws.

Updates will be posted on this page with a revised effective date.

We encourage visitors to review this Privacy Policy periodically to remain informed about how we handle personal information.