Today's Chula Vista Mortgage Rates
Rates current as of 10/30/2025
Rates current as of 10/30/2025
Finding the right Chula Vista mortgage broker is essential for securing great home loan options. At Corona Mortgage & Realty, we offer personalized mortgage solutions for buyers, investors, and homeowners in Chula Vista, California. Whether you're purchasing your first home, refinancing, or investing, our dedicated brokers ensure you receive competitive rates and tailored loan programs.
The Chula Vista housing market remains a seller’s market. In June 2025, the median sale price was around $805,000, reflecting approximately 3.2% year-over-year growth. Homes go pending in about 20 days on average, and each listing received around 4 offers.
There were roughly 252 homes listed in June—a ~3% increase from May. About 58 homes sold or went pending, with approximately 48% selling above list price, 21% at list price, and 31% below list price. The average listing takes about 20 days to pending.
As inventory grows modestly and market times lengthen slightly, buyer leverage is increasing—though strong demand persists. Prices are expected to stay stable through late 2025.
Working with an experienced mortgage broker in Chula Vista ensures you receive the best financing options, built on solid local market insight.
Conventional mortgages – Competitive rates and flexible terms.
FHA loans – Ideal for buyers with smaller down payments.
VA loans – Designed for veterans and active military.
Jumbo loans – For higher-value properties in Chula Vista and nearby.
Refinancing solutions – Access equity or reduce monthly payments.
Ready to buy or refinance in Chula Vista, CA? Contact Corona Mortgage & Realty to connect with an experienced Chula Vista mortgage broker and secure the best mortgage solution for your needs.
"I wanted to let you know how impressed I was with the job everyone did at your company. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course I did the same when I chose your company. However, this time I received great service to go with the low rate."
"I just wanted to thank you for constantly following up with me. The last time I refinanced it seemed as if I always had to follow up with the mortgage company. Thanks for staying on top of everything and keeping things moving forward."
"Your company was so much more professional than the last mortgage company I used. Every question I asked was answered honestly and accurately. I would recommend you to anyone."
At Corona Mortgage & Realty, we specialize in providing tailored mortgage solutions for homebuyers, real estate investors, and homeowners across California. Whether you’re purchasing your first home, refinancing your existing mortgage, or looking for investment property financing, our team is here to help.
We offer a variety of loan programs, including conventional, FHA, VA, jumbo, and refinancing solutions. Our team works diligently to secure the best mortgage rates and terms for our clients, ensuring a smooth and hassle-free loan process.
Below are some of the cities we serve, but we aren't limited to these locations:
• Anaheim • Bakersfield • Chino • Chula Vista • Fremont • Fresno • Fontana • Glendale • Huntington Beach • Irvine • Long Beach • Los Angeles • Modesto • Moreno Valley • Oakland • Oxnard • Riverside • Sacramento • San Bernardino • San Diego • San Francisco • San Jose • Santa Ana • Santa Clarita • Stockton