Today's San Diego Mortgage Rates
Rates current as of 10/30/2025
Rates current as of 10/30/2025
Finding the right San Diego mortgage broker is essential for securing the best home loan options. At Corona Mortgage & Realty, we offer tailored mortgage solutions for buyers, investors, and homeowners throughout San Diego, California. Whether you're purchasing your first home, refinancing, or investing, our experienced brokers ensure you access competitive rates and personalized loan options.
The San Diego housing market remains strong and active. In June 2025, the median sale price was about $876,062, reflecting ~2.2% year-over-year growth. Homes spent an average of 28 days on market—up from 17 days last year—and typically received around 4 offers each. Roughly 48% of homes sold below list price, with another 33% above, highlighting a balanced but competitive market.
San Diego had approximately 1,133 homes for sale in June 2025, marking a ~5% increase month-over-month. Both detached homes and condos saw inventory growth—27% and 37% increases, respectively. Countywide, listings totaled around 4,277 active homes, and new listings reached nearly 3,400 in June, offering more options and negotiation power for buyers.
Rising inventory and longer market times are pointing toward a more balanced market. Detached and attached home prices have softened slightly but remain stable. Buyers now have more time and leverage, while sellers should price strategically to stand out.
Working with a local mortgage broker in San Diego gives you access to tailored loan options and deep insight into the evolving market dynamics.
Conventional mortgages – Competitive rates and flexible terms.
FHA loans – Ideal for first-time buyers and lower down payments.
VA loans – Exclusive financing for veterans and active-duty military.
Jumbo loans – For high-value coastal and inland properties.
Refinancing solutions – Lower your payments or access home equity.
If you're ready to buy or refinance in San Diego, CA, reach out to Corona Mortgage & Realty to connect with an expert San Diego mortgage broker and secure the best mortgage solution for your needs.
"I wanted to let you know how impressed I was with the job everyone did at your company. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course I did the same when I chose your company. However, this time I received great service to go with the low rate."
"I just wanted to thank you for constantly following up with me. The last time I refinanced it seemed as if I always had to follow up with the mortgage company. Thanks for staying on top of everything and keeping things moving forward."
"Your company was so much more professional than the last mortgage company I used. Every question I asked was answered honestly and accurately. I would recommend you to anyone."
At Corona Mortgage & Realty, we specialize in providing tailored mortgage solutions for homebuyers, real estate investors, and homeowners across California. Whether you’re purchasing your first home, refinancing your existing mortgage, or looking for investment property financing, our team is here to help.
We offer a variety of loan programs, including conventional, FHA, VA, jumbo, and refinancing solutions. Our team works diligently to secure the best mortgage rates and terms for our clients, ensuring a smooth and hassle-free loan process.
Below are some of the cities we serve, but we aren't limited to these locations:
• Anaheim • Bakersfield • Chino • Chula Vista • Fremont • Fresno • Fontana • Glendale • Huntington Beach • Irvine • Long Beach • Los Angeles • Modesto • Moreno Valley • Oakland • Oxnard • Riverside • Sacramento • San Bernardino • San Diego • San Francisco • San Jose • Santa Ana • Santa Clarita • Stockton