Today's San Jose Mortgage Rates
Rates current as of 10/30/2025
Rates current as of 10/30/2025
Finding the right San Jose mortgage broker is essential for securing the best home loan options. At Corona Mortgage & Realty, we specialize in providing personalized mortgage solutions to buyers, investors, and homeowners in San Jose, California. Whether you're buying your first home, refinancing, or investing, our expert brokers guide you toward the most competitive rates and favorable loan terms.
The San Jose housing market remains highly competitive. In June 2025, the median sale price stood at approximately $1,480,000, showing flat year-over-year movement. Homes typically sold within about 19 days and received an average of 5 offers, reflecting strong buyer demand.
Inventory levels have increased slightly, offering buyers more selection while sellers continue to benefit from fast sales and multiple offers. The average sale-to-list price ratio remains favorable for sellers but shows small signs of softening in certain neighborhoods.
Experts forecast that San Jose home values will remain stable through late 2025, with modest growth possible in mid-range and luxury segments. Mortgage rates are expected to stay in the mid‑6 percent range, maintaining healthy buyer and seller activity.
Partnering with a dedicated mortgage broker in San Jose ensures access to the best loan programs and local market insights tailored to Silicon Valley buyers and investors.
Conventional mortgages – For buyers seeking competitive rates and flexible terms.
FHA loans – Great for first-time buyers with lower down payments.
VA loans – Exclusive financing for veterans and active-duty military.
Jumbo loans – Ideal for high-value Silicon Valley properties.
Refinancing solutions – Access equity or reduce monthly payments.
Ready to buy or refinance in San Jose, CA? Reach out to Corona Mortgage & Realty and connect with an experienced San Jose mortgage broker to secure the best mortgage solution tailored to your needs.
"I wanted to let you know how impressed I was with the job everyone did at your company. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course I did the same when I chose your company. However, this time I received great service to go with the low rate."
"I just wanted to thank you for constantly following up with me. The last time I refinanced it seemed as if I always had to follow up with the mortgage company. Thanks for staying on top of everything and keeping things moving forward."
"Your company was so much more professional than the last mortgage company I used. Every question I asked was answered honestly and accurately. I would recommend you to anyone."
At Corona Mortgage & Realty, we specialize in providing tailored mortgage solutions for homebuyers, real estate investors, and homeowners across California. Whether you’re purchasing your first home, refinancing your existing mortgage, or looking for investment property financing, our team is here to help.
We offer a variety of loan programs, including conventional, FHA, VA, jumbo, and refinancing solutions. Our team works diligently to secure the best mortgage rates and terms for our clients, ensuring a smooth and hassle-free loan process.
Below are some of the cities we serve, but we aren't limited to these locations:
• Anaheim • Bakersfield • Chino • Chula Vista • Fremont • Fresno • Fontana • Glendale • Huntington Beach • Irvine • Long Beach • Los Angeles • Modesto • Moreno Valley • Oakland • Oxnard • Riverside • Sacramento • San Bernardino • San Diego • San Francisco • San Jose • Santa Ana • Santa Clarita • Stockton