Today's San Francisco Mortgage Rates
Rates current as of 10/30/2025
Rates current as of 10/30/2025
Finding the right San Francisco mortgage broker is essential for securing the best home loan options. At Corona Mortgage & Realty, we specialize in tailored mortgage solutions for buyers, investors, and homeowners across San Francisco, California. Whether you're a first-time buyer, refinancing, or investing, our expert brokers ensure you receive the most competitive rates and customized loan terms.
The San Francisco housing market remains active and diverse. As of June 2025, the median home price was approximately $1,500,000, showing a modest year-over-year increase. Homes typically spend around 24 days on market and receive an average of 4 offers per listing. The luxury segment continues to perform strongly, especially in prime neighborhoods.
Certain neighborhoods are seeing divergent trends—some luxury areas are experiencing notable price growth, while established family districts are maintaining stable pricing. Overall inventory levels are rising slightly, giving buyers more options, though quality listings remain in high demand.
Market analysts expect San Francisco property values to remain steady through 2025. Moderate growth is anticipated in mid-range and luxury segments, supported by continued buyer interest and ongoing development projects.
Working with an experienced mortgage broker in San Francisco gives you access to competitive loan programs and deep insight into local market trends and neighborhoods.
Conventional mortgages – Flexible terms and competitive rates.
FHA loans – Ideal for buyers needing lower down payments.
VA loans – Special financing for veterans and active-duty military.
Jumbo loans – Tailored for luxury and high-value city properties.
Refinancing solutions – Access equity or lower your monthly payments.
Ready to buy or refinance in San Francisco, CA? Reach out to Corona Mortgage & Realty today to connect with an expert San Francisco mortgage broker and secure the best mortgage solution for your needs.
"I wanted to let you know how impressed I was with the job everyone did at your company. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course I did the same when I chose your company. However, this time I received great service to go with the low rate."
"I just wanted to thank you for constantly following up with me. The last time I refinanced it seemed as if I always had to follow up with the mortgage company. Thanks for staying on top of everything and keeping things moving forward."
"Your company was so much more professional than the last mortgage company I used. Every question I asked was answered honestly and accurately. I would recommend you to anyone."
At Corona Mortgage & Realty, we specialize in providing tailored mortgage solutions for homebuyers, real estate investors, and homeowners across California. Whether you’re purchasing your first home, refinancing your existing mortgage, or looking for investment property financing, our team is here to help.
We offer a variety of loan programs, including conventional, FHA, VA, jumbo, and refinancing solutions. Our team works diligently to secure the best mortgage rates and terms for our clients, ensuring a smooth and hassle-free loan process.
Below are some of the cities we serve, but we aren't limited to these locations:
• Anaheim • Bakersfield • Chino • Chula Vista • Fremont • Fresno • Fontana • Glendale • Huntington Beach • Irvine • Long Beach • Los Angeles • Modesto • Moreno Valley • Oakland • Oxnard • Riverside • Sacramento • San Bernardino • San Diego • San Francisco • San Jose • Santa Ana • Santa Clarita • Stockton