Today's Huntington Beach Mortgage Rates
Rates current as of 10/30/2025
Rates current as of 10/30/2025
Finding the right Huntington Beach mortgage broker is essential for securing top home loan options. At Corona Mortgage & Realty, we offer tailored mortgage solutions for buyers, investors, and homeowners in Huntington Beach, California. Whether you're purchasing your first home, refinancing, or investing, our experienced brokers guide you toward competitive rates and terms suited to beachside living.
The Huntington Beach housing market remains firmly a seller's market. In June 2025, the median sale price was approximately $1,050,000, up ~2.8% year-over-year. Townhomes and condos are averaging around $715 per square foot.
There were about 295 homes listed in June, with around 67 homes sold or pending. Roughly 62% sold above list price, 21% at list price, and 17% below list price. Homes typically go pending in 27 days, with most closing within 45 days.
Desirable coastal properties continue to drive demand, with luxury beachfront homes seeing multiple offers. Slight increase in inventory has offered some negotiation room, though waterfront neighborhoods remain competitive.
Huntington Beach is projected to maintain strong pricing through late 2025, with modest appreciation in mid‑range markets. Buyers should act quickly and with confidence where quality homes appear.
Partnering with a seasoned mortgage broker in Huntington Beach gives you access to competitive financing and deep understanding of the coastal real estate market.
Conventional mortgages – Flexible terms and competitive rates.
FHA loans – Ideal for first‑time buyers and lower down payments.
VA loans – Tailored for veterans and military families.
Jumbo loans – For high‑value beachfront and luxury homes.
Refinancing solutions – Access equity or reduce monthly payments.
If you're ready to buy or refinance in Huntington Beach, CA, reach out to Corona Mortgage & Realty to connect with an expert Huntington Beach mortgage broker and secure the best mortgage solution tailored to your lifestyle.
"I wanted to let you know how impressed I was with the job everyone did at your company. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course I did the same when I chose your company. However, this time I received great service to go with the low rate."
"I just wanted to thank you for constantly following up with me. The last time I refinanced it seemed as if I always had to follow up with the mortgage company. Thanks for staying on top of everything and keeping things moving forward."
"Your company was so much more professional than the last mortgage company I used. Every question I asked was answered honestly and accurately. I would recommend you to anyone."
At Corona Mortgage & Realty, we specialize in providing tailored mortgage solutions for homebuyers, real estate investors, and homeowners across California. Whether you’re purchasing your first home, refinancing your existing mortgage, or looking for investment property financing, our team is here to help.
We offer a variety of loan programs, including conventional, FHA, VA, jumbo, and refinancing solutions. Our team works diligently to secure the best mortgage rates and terms for our clients, ensuring a smooth and hassle-free loan process.
Below are some of the cities we serve, but we aren't limited to these locations:
• Anaheim • Bakersfield • Chino • Chula Vista • Fremont • Fresno • Fontana • Glendale • Huntington Beach • Irvine • Long Beach • Los Angeles • Modesto • Moreno Valley • Oakland • Oxnard • Riverside • Sacramento • San Bernardino • San Diego • San Francisco • San Jose • Santa Ana • Santa Clarita • Stockton