Today's Oakland Mortgage Rates
Rates current as of 10/30/2025
Rates current as of 10/30/2025
Finding the right Oakland mortgage broker is essential for securing excellent home loan terms. At Corona Mortgage & Realty, we offer mortgage solutions tailored to buyers, investors, and homeowners in Oakland, California. Whether you're buying your first home, refinancing, or investing in real estate, our expert brokers guide you to competitive rates and customized loan plans.
The Oakland housing market shows balanced conditions. In June 2025, there were approximately 115 homes listed, about 235 homes sold, and the median sale price was roughly $868,000. Homes typically spend 24 days on market and may receive around 3–4 offers each.
Inventory is up about 9.5% month-over-month, providing more choices for buyers. However, sale activity remains strong, with most homes receiving multiple offers and 57% selling below asking price—suggesting room to negotiate.
Homes are typically pending after around 21 days and close in roughly 103 days on average—an improvement of about 31% faster than last year. This indicates a more efficient sales cycle.
Oakland is entering a more balanced market—buyers benefit from improved inventory while sellers still see strong demand. We expect stable pricing through late 2025 with steady buyer–seller activity.
Partnering with a knowledgeable mortgage broker in Oakland ensures you access competitive financing options backed by local market insight.
Conventional mortgages – Flexible terms and competitive rates.
FHA loans – Great for first-time buyers needing lower down payments.
VA loans – Special financing for veterans and active-duty military.
Jumbo loans – Ideal for higher-value and luxury properties.
Refinancing solutions – Access equity or reduce monthly payments.
If you're ready to buy or refinance in Oakland, CA, reach out to Corona Mortgage & Realty to connect with an expert Oakland mortgage broker and secure the best mortgage solution for your needs.
"I wanted to let you know how impressed I was with the job everyone did at your company. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course I did the same when I chose your company. However, this time I received great service to go with the low rate."
"I just wanted to thank you for constantly following up with me. The last time I refinanced it seemed as if I always had to follow up with the mortgage company. Thanks for staying on top of everything and keeping things moving forward."
"Your company was so much more professional than the last mortgage company I used. Every question I asked was answered honestly and accurately. I would recommend you to anyone."
At Corona Mortgage & Realty, we specialize in providing tailored mortgage solutions for homebuyers, real estate investors, and homeowners across California. Whether you’re purchasing your first home, refinancing your existing mortgage, or looking for investment property financing, our team is here to help.
We offer a variety of loan programs, including conventional, FHA, VA, jumbo, and refinancing solutions. Our team works diligently to secure the best mortgage rates and terms for our clients, ensuring a smooth and hassle-free loan process.
Below are some of the cities we serve, but we aren't limited to these locations:
• Anaheim • Bakersfield • Chino • Chula Vista • Fremont • Fresno • Fontana • Glendale • Huntington Beach • Irvine • Long Beach • Los Angeles • Modesto • Moreno Valley • Oakland • Oxnard • Riverside • Sacramento • San Bernardino • San Diego • San Francisco • San Jose • Santa Ana • Santa Clarita • Stockton